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Unless an employee converts his or her coverage to an individual policy which is usually ore expensive and provides less liberal coverage, the employee loses his or her insurance protection if the group plan is terminated and often also at retirement because employment is terminated.
The MEPS survey has detailed information on utilization of different types of health care services including both expenditures and number of office visits at different venues (doctors offices, emergency rooms, in-patient and out-patient hospitals.) This information could help us understand whether utilization patterns of people with state exchange insurance differed from utilization patterns of people with employment-based insurance.
Established as a joint venture between TTK Group, the Indian conglomerate and Cigna Corporation, the US based international health insurance solutions company, CignaTTK Health Insurance Company Limited focuses on providing health related insurance solutions to the Indian market.
These pointed comments were prompted in response to testimony delivered by HHS Secretary Kathleen Sebelius during a March 1 committee hearing on the Administration's evolving policy on health plan contraceptive coverage requirements for religious institutions.